ROARABLE // PRO
GLOBAL DESKS // NYC --:--:-- NYSE
US TAPE
ROAR ▸
COMP <GO>

JMSB vs FRAF // PIOTROSKI F-SCORE QUALITY

John Marshall Bancorp Inc. (NASDAQ) VS. Franklin Financial Services Corporation (NASDAQ) • 15-METRIC TALLY: JMSB 1 — FRAF 5
■ METRIC PARITY
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (JMSB VS. FRAF) EMERALD CELL = QUANTITATIVE EDGE
INSTITUTIONAL METRIC JMSB FRAF SPREAD (A - B) ADVANTAGE DEDICATED URL
Gross Profit Margin — — — TIE /gross-margins <GO>
Return on Invested Capital (ROIC) 8.00% 12.10% -4.10 FRAF /roic <GO>
EV/EBITDA & P/E Valuation — — — TIE /valuation <GO>
Free Cash Flow Yield 6.74% 8.04% -1.30 FRAF /fcf-yield <GO>
Operating Margin — — — TIE /operating-margins <GO>
Net Profit Margin — — — TIE /net-margins <GO>
Revenue Growth (YoY) — — — TIE /revenue-growth <GO>
Dividend Yield & FCF Payout Safety 1.31% 1.85% -0.54 FRAF /dividend-safety <GO>
Altman Z-Score & Debt/Equity — — — TIE /balance-sheet <GO>
Piotroski F-Score Quality ACTIVE 5/9 5/9 0.00 TIE /piotroski-score <GO>
Options Implied Move & Put/Call Skew — — — TIE /options-implied-move <GO>
RSI-14 & 200D SMA Momentum 53.5 81.0 -27.50 FRAF /rsi-technicals <GO>
10Y Yield & FRED Macro Beta — — — TIE /macro-sensitivity <GO>
Forward P/E Multiple 14.3x 13.9x +0.40 FRAF /forward-pe <GO>
Enterprise Scale & Market Cap $328.1M $326.1M $2.1M JMSB /market-cap <GO>
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
FISCAL YEAR JMSB REV FRAF REV JMSB GROSS % FRAF GROSS % JMSB FCF FRAF FCF
FY 2025 $979.7M $940.4M — — $22.0M $25.4M
FY 2024 $938.7M $923.1M — — $16.8M $21.8M
FY 2023 $68.4M $100.9M — — $18.0M $26.6M
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
JMSB // BETA —
FRAF // BETA —