COMP <GO>
JILL vs V // ALTMAN Z-SCORE & DEBT/EQUITY
J. Jill Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: JILL 3
— V 8
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: V
LAST: $23.96 (+0.76%) • MKT CAP: $353.4M
balance-sheet
2.03
LAST: $413.59 (+0.74%) • MKT CAP: $733.53B
balance-sheet
9.09
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (JILL VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | JILL | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 68.70% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 26.30% | 32.30% | -6.00 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 5.9x | 28.9x | -23.00 | JILL | /valuation <GO> |
| Free Cash Flow Yield | 7.13% | 2.90% | +4.23 | JILL | /fcf-yield <GO> |
| Operating Margin | 8.50% | 60.00% | -51.50 | V | /operating-margins <GO> |
| Net Profit Margin | 0.00% | 50.10% | -50.10 | V | /net-margins <GO> |
| Revenue Growth (YoY) | -2.30% | 11.30% | -13.60 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.37% | 0.63% | +0.74 | JILL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 2.03 | 9.09 | -7.06 | V | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 9/9 | -2.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.5 | 65.6 | -12.10 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 34.0x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $353.4M | $733.53B | -$733.18B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | JILL REV | V REV | JILL GROSS % | V GROSS % | JILL FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $596.5M | $40.00B | 68.7% | — | $25.2M | $21.26B |
| FY 2024 | $610.9M | $35.93B | 70.4% | — | $50.8M | $18.33B |
| FY 2023 | $608.0M | $32.65B | — | — | $63.3M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
JILL // BETA —
V // BETA 1.06