COMP <GO>
JFU vs BAC // OPERATING MARGIN
9F Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: JFU 4
— BAC 4
▲ OPERATING MARGIN LEADER: BAC
LAST: $2.60 (-0.76%) • MKT CAP: $30.6M
operating-margins
8.40%
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
operating-margins
32.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (JFU VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | JFU | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.30% | 2.50% | -2.20 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 9.5x | 30.2x | -20.70 | JFU | /valuation <GO> |
| Free Cash Flow Yield | — | 2.10% | — | TIE | /fcf-yield <GO> |
| Operating Margin ACTIVE | 8.40% | 32.90% | -24.50 | BAC | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | JFU | /net-margins <GO> |
| Revenue Growth (YoY) | 12.20% | 6.80% | +5.40 | JFU | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.8 | 38.3 | +11.50 | JFU | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 10.9x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $30.6M | $357.61B | -$357.58B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | JFU REV | BAC REV | JFU GROSS % | BAC GROSS % | JFU FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $19.2M | $113.10B | — | — | $29.7M | $7.52B |
| FY 2024 | $17.1M | $105.86B | — | — | $6.4M | -$13.57B |
| FY 2023 | $58.1M | $102.77B | — | — | $8.8M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
JFU // BETA —
BAC // BETA 0.90