COMP <GO>
JFIN vs PFX // 10Y YIELD & FRED MACRO BETA
Jiayin Group Inc. (NASDAQ) VS. PhenixFIN Corporation (NASDAQ) • 15-METRIC TALLY: JFIN 4
— PFX 1
■ METRIC PARITY
LAST: $1.62 (-5.81%) • MKT CAP: $90.0M
macro-sensitivity
—
LAST: $43.70 (0.00%) • MKT CAP: $84.4M
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (JFIN VS. PFX)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | JFIN | PFX | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 29.10% | 2.70% | +26.40 | JFIN | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | 28.90% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 24.70% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 12.00% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 3.42% | -3.42 | PFX | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 1/9 | +6.00 | JFIN | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.0 | 45.8 | +13.18 | JFIN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 18.9x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $90.0M | $84.4M | $5.6M | JFIN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | JFIN REV | PFX REV | JFIN GROSS % | PFX GROSS % | JFIN FCF | PFX FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $889.8M | $0 | — | — | $89.0M | -$67.3M |
| FY 2024 | $794.7M | $0 | — | — | $94.0M | $16.1M |
| FY 2023 | $770.0M | $0 | — | — | $54.9M | -$20.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
JFIN // BETA —
PFX // BETA —