COMP <GO>
JFIN vs MGLD // DIVIDEND YIELD & FCF PAYOUT SAFETY
Jiayin Group Inc. (NASDAQ) VS. The Marygold Companies Inc. (NYSE) • 15-METRIC TALLY: JFIN 6
— MGLD 1
■ METRIC PARITY
LAST: $1.62 (-5.81%) • MKT CAP: $90.0M
dividend-safety
0.00%
LAST: $1.97 (0.00%) • MKT CAP: $84.1M
dividend-safety
0.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (JFIN VS. MGLD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | JFIN | MGLD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 29.10% | -29.10% | +58.20 | JFIN | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | -4.01% | — | TIE | /fcf-yield <GO> |
| Operating Margin | 28.90% | -29.20% | +58.10 | JFIN | /operating-margins <GO> |
| Net Profit Margin | 24.70% | -24.80% | +49.50 | JFIN | /net-margins <GO> |
| Revenue Growth (YoY) | 12.00% | -28.60% | +40.60 | JFIN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 2/9 | +5.00 | JFIN | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.0 | 74.8 | -15.82 | MGLD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $90.0M | $84.1M | $5.9M | JFIN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | JFIN REV | MGLD REV | JFIN GROSS % | MGLD GROSS % | JFIN FCF | MGLD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $889.8M | $23.4M | — | — | $89.0M | -$3.4M |
| FY 2024 | $794.7M | $32.8M | — | — | $94.0M | -$2.0M |
| FY 2023 | $770.0M | $34.9M | — | — | $54.9M | $1.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
JFIN // BETA —
MGLD // BETA —