COMP <GO>
JCAP vs V // EV/EBITDA & P/E VALUATION
Jefferson Capital Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: JCAP 6
— V 5
▲ EV/EBITDA & P/E VALUATION LEADER: JCAP
LAST: $20.28 (+2.84%) • MKT CAP: $1.13B
valuation
3.5x
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
valuation
28.9x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (JCAP VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | JCAP | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 55.20% | 32.30% | +22.90 | JCAP | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 3.5x | 28.9x | -25.40 | JCAP | /valuation <GO> |
| Free Cash Flow Yield | 23.49% | 2.90% | +20.59 | JCAP | /fcf-yield <GO> |
| Operating Margin | 51.60% | 60.00% | -8.40 | V | /operating-margins <GO> |
| Net Profit Margin | 30.60% | 50.10% | -19.50 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 41.50% | 11.30% | +30.20 | JCAP | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 5.54% | 0.63% | +4.91 | JCAP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 9/9 | -2.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 43.8 | 67.7 | -23.90 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 5.1x | 34.0x | -28.90 | JCAP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.13B | $738.98B | -$737.85B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | JCAP REV | V REV | JCAP GROSS % | V GROSS % | JCAP FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $613.3M | $40.00B | — | — | $268.8M | $21.26B |
| FY 2024 | $433.3M | $35.93B | — | — | $168.2M | $18.33B |
| FY 2023 | $323.1M | $32.65B | — | — | $120.2M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
JCAP // BETA —
V // BETA 1.06