COMP <GO>
ISTR vs GBC // FREE CASH FLOW YIELD
Investar Holding Corporation (NASDAQ) VS. Georgia Banking Company Inc. (NASDAQ) • 15-METRIC TALLY: ISTR 2
— GBC 1
■ METRIC PARITY
LAST: $28.29 (+2.54%) • MKT CAP: $389.8M
fcf-yield
4.75%
LAST: $37.28 (-2.87%) • MKT CAP: $385.5M
fcf-yield
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ISTR VS. GBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ISTR | GBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.60% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 4.75% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.10% | 0.00% | +1.10 | ISTR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | — | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 46.7 | 50.5 | -3.80 | GBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.5x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $389.8M | $385.5M | $4.2M | ISTR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ISTR REV | GBC REV | ISTR GROSS % | GBC GROSS % | ISTR FCF | GBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.19B | — | — | — | $18.2M | — |
| FY 2024 | $1.14B | — | — | — | $15.9M | — |
| FY 2023 | $99.7M | — | — | — | $26.2M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ISTR // BETA —
GBC // BETA —