COMP <GO>
INDB vs CVBF // DIVIDEND YIELD & FCF PAYOUT SAFETY
Independent Bank Corp. (NASDAQ) VS. CVB Financial Corporation (NASDAQ) • 15-METRIC TALLY: INDB 3
— CVBF 3
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: CVBF
LAST: $83.71 (+1.20%) • MKT CAP: $3.90B
dividend-safety
2.67%
LAST: $22.75 (+1.02%) • MKT CAP: $4.00B
dividend-safety
2.77%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (INDB VS. CVBF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | INDB | CVBF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.80% | 12.90% | -7.10 | CVBF | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 11.4x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.14% | 5.43% | +0.71 | INDB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 2.67% | 2.77% | -0.10 | CVBF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.7 | 54.6 | +3.08 | INDB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 17.7x | 17.8x | -0.10 | INDB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.90B | $4.00B | -$108.7M | CVBF | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | INDB REV | CVBF REV | INDB GROSS % | CVBF GROSS % | INDB FCF | CVBF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $239.0M | $217.3M |
| FY 2024 | $0 | $0 | — | — | $209.5M | $244.6M |
| FY 2023 | $0 | $0 | — | — | $277.0M | $295.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
INDB // BETA —
CVBF // BETA —