COMP <GO>
HWBK vs QNBC // ALTMAN Z-SCORE & DEBT/EQUITY
Hawthorn Bancshares Inc. (NASDAQ) VS. QNB Corp. (NASDAQ) • 15-METRIC TALLY: HWBK 4
— QNBC 2
■ METRIC PARITY
LAST: $39.70 (+1.33%) • MKT CAP: $290.4M
balance-sheet
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LAST: $47.14 (-0.32%) • MKT CAP: $293.1M
balance-sheet
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HWBK VS. QNBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HWBK | QNBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.70% | 10.90% | +2.80 | HWBK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.87% | 5.67% | +2.20 | HWBK | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.87% | 1.71% | +0.16 | HWBK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.0 | 72.2 | -20.25 | QNBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.3x | 19.3x | -8.00 | HWBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $290.4M | $293.1M | -$2.8M | QNBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HWBK REV | QNBC REV | HWBK GROSS % | QNBC GROSS % | HWBK FCF | QNBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $22.8M | $16.6M |
| FY 2024 | $0 | $0 | — | — | $22.6M | $16.2M |
| FY 2023 | $0 | $0 | — | — | $17.6M | $14.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HWBK // BETA —
QNBC // BETA —