COMP <GO>
HWBK vs OVLY // REVENUE GROWTH (YOY)
Hawthorn Bancshares Inc. (NASDAQ) VS. Oak Valley Bancorp (CA) (NASDAQ) • 15-METRIC TALLY: HWBK 3
— OVLY 4
■ METRIC PARITY
LAST: $39.70 (+1.33%) • MKT CAP: $290.4M
revenue-growth
—
LAST: $34.48 (+0.76%) • MKT CAP: $290.1M
revenue-growth
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HWBK VS. OVLY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HWBK | OVLY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.70% | 14.80% | -1.10 | OVLY | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.87% | 8.47% | -0.60 | OVLY | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.87% | 1.73% | +0.14 | HWBK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | HWBK | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.0 | 55.0 | -2.99 | OVLY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.3x | 8.7x | +2.60 | OVLY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $290.4M | $290.1M | $286.9K | HWBK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HWBK REV | OVLY REV | HWBK GROSS % | OVLY GROSS % | HWBK FCF | OVLY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $22.8M | $24.6M |
| FY 2024 | $0 | $0 | — | — | $22.6M | $23.9M |
| FY 2023 | $0 | $0 | — | — | $17.6M | $33.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HWBK // BETA —
OVLY // BETA —