COMP <GO>
HTLM vs MA // NET PROFIT MARGIN
HomesToLife Ltd (NASDAQ) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: HTLM 4
— MA 8
▲ NET PROFIT MARGIN LEADER: MA
LAST: $1.49 (-1.32%) • MKT CAP: $133.6M
net-margins
4.40%
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
net-margins
45.60%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HTLM VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HTLM | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 27.90% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 85.00% | 33.50% | +51.50 | HTLM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 5.2x | 29.2x | -24.00 | HTLM | /valuation <GO> |
| Free Cash Flow Yield | 9.24% | 3.08% | +6.16 | HTLM | /fcf-yield <GO> |
| Operating Margin | 5.10% | 57.60% | -52.50 | MA | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 4.40% | 45.60% | -41.20 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 12.80% | 16.40% | -3.60 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 4.10 | 11.17 | -7.07 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 19.6 | 68.8 | -49.25 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.8x | 31.2x | -24.40 | HTLM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $133.6M | $556.88B | -$556.75B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HTLM REV | MA REV | HTLM GROSS % | MA GROSS % | HTLM FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $377.9M | $32.79B | 27.9% | — | $12.3M | $17.16B |
| FY 2024 | $335.1M | $28.17B | 24.8% | — | -$131.0K | $14.31B |
| FY 2023 | $326.0M | $25.10B | — | — | $18.8M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HTLM // BETA —
MA // BETA 0.90