COMP <GO>
HTB vs V // RETURN ON INVESTED CAPITAL (ROIC)
HomeTrust Bancshares Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: HTB 3
— V 4
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: V
LAST: $47.47 (+2.46%) • MKT CAP: $732.8M
roic
10.70%
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
roic
32.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HTB VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HTB | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 10.70% | 32.30% | -21.60 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.06% | 2.90% | +3.16 | HTB | /fcf-yield <GO> |
| Operating Margin | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 50.10% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 11.30% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.12% | 0.63% | +0.49 | HTB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 9/9 | -5.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.7 | 67.7 | -22.00 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.8x | 34.0x | -23.20 | HTB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $732.8M | $738.98B | -$738.25B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HTB REV | V REV | HTB GROSS % | V GROSS % | HTB FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.91B | $40.00B | — | — | $45.3M | $21.26B |
| FY 2024 | $1.93B | $35.93B | — | — | $42.4M | $18.33B |
| FY 2023 | $200.7M | $32.65B | — | — | -$32.9M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HTB // BETA —
V // BETA 1.06