COMP <GO>
HRTG vs HIPO // REVENUE GROWTH (YOY)
Heritage Insurance Holdings Inc. (NYSE) VS. Hippo Holdings Inc. (NYSE) • 15-METRIC TALLY: HRTG 5
— HIPO 2
▲ REVENUE GROWTH (YOY) LEADER: HIPO
LAST: $36.14 (+4.06%) • MKT CAP: $1.07B
revenue-growth
3.70%
LAST: $37.16 (-1.46%) • MKT CAP: $980.6M
revenue-growth
25.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HRTG VS. HIPO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HRTG | HIPO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 85.00% | 14.40% | +70.60 | HRTG | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 16.21% | 0.93% | +15.28 | HRTG | /fcf-yield <GO> |
| Operating Margin | 31.50% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 23.10% | 13.40% | +9.70 | HRTG | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 3.70% | 25.90% | -22.20 | HIPO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.9 | 60.0 | -9.13 | HIPO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 5.1x | 13.2x | -8.10 | HRTG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.07B | $980.6M | $93.9M | HRTG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HRTG REV | HIPO REV | HRTG GROSS % | HIPO GROSS % | HRTG FCF | HIPO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $847.3M | $468.6M | — | — | $174.2M | $9.1M |
| FY 2024 | $817.0M | $372.1M | — | — | $78.9M | $47.2M |
| FY 2023 | $735.5M | $209.7M | — | — | $70.4M | -$92.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HRTG // BETA —
HIPO // BETA —