COMP <GO>
HRTG vs BRK-B // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Heritage Insurance Holdings Inc. (NYSE) VS. Berkshire Hathaway Inc. (Class B) (NYSE) • 15-METRIC TALLY: HRTG 6
— BRK-B 3
■ METRIC PARITY
LAST: $36.14 (+4.06%) • MKT CAP: $1.07B
options-implied-move
—
LAST: $541.96 (+0.30%) • MKT CAP: $1.20T
options-implied-move
3.55%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HRTG VS. BRK-B)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HRTG | BRK-B | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 85.00% | 11.47% | +73.53 | HRTG | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 9.7x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 16.21% | 2.09% | +14.12 | HRTG | /fcf-yield <GO> |
| Operating Margin | 31.50% | 27.80% | +3.70 | HRTG | /operating-margins <GO> |
| Net Profit Margin | 23.10% | 22.30% | +0.80 | HRTG | /net-margins <GO> |
| Revenue Growth (YoY) | 3.70% | 3.93% | -0.23 | BRK-B | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | HRTG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | 3.55% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.9 | 67.7 | -16.81 | BRK-B | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.61 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 5.1x | 24.3x | -19.24 | HRTG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.07B | $1.20T | -$1.19T | BRK-B | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HRTG REV | BRK-B REV | HRTG GROSS % | BRK-B GROSS % | HRTG FCF | BRK-B FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $847.3M | $371.44B | — | — | $174.2M | $25.04B |
| FY 2024 | $817.0M | $371.43B | — | — | $78.9M | $11.62B |
| FY 2023 | $735.5M | $364.48B | — | — | $70.4M | $29.79B |
| FY 2022 | — | $302.02B | — | — | — | $21.89B |
| FY 2021 | — | $276.19B | — | — | — | $26.15B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HRTG // BETA —
BRK-B // BETA 0.61