COMP <GO>
HRB vs V // NET PROFIT MARGIN
H&R Block Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: HRB 5
— V 7
▲ NET PROFIT MARGIN LEADER: V
LAST: $49.68 (+3.93%) • MKT CAP: $6.09B
net-margins
16.10%
LAST: $410.54 (+2.48%) • MKT CAP: $733.53B
net-margins
50.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HRB VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HRB | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 44.50% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 46.20% | 32.30% | +13.90 | HRB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 10.1x | 28.9x | -18.80 | HRB | /valuation <GO> |
| Free Cash Flow Yield | 9.84% | 2.90% | +6.94 | HRB | /fcf-yield <GO> |
| Operating Margin | 19.70% | 60.00% | -40.30 | V | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 16.10% | 50.10% | -34.00 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 4.20% | 11.30% | -7.10 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.24% | 0.63% | +2.61 | HRB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.73 | 9.09 | -6.36 | V | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 9/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.5 | 65.6 | -7.10 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.04 | 1.06 | -0.02 | V | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.4x | 34.0x | -24.60 | HRB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.09B | $733.53B | -$727.45B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HRB REV | V REV | HRB GROSS % | V GROSS % | HRB FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.76B | $40.00B | 44.5% | — | $598.8M | $21.26B |
| FY 2024 | $3.61B | $35.93B | 44.8% | — | $657.2M | $18.33B |
| FY 2023 | $3.47B | $32.65B | — | — | $665.6M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HRB // BETA 1.04
V // BETA 1.06