COMP <GO>
HOUR vs MA // EV/EBITDA & P/E VALUATION
Hour Loop Inc. (NASDAQ) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: HOUR 3
— MA 9
▲ EV/EBITDA & P/E VALUATION LEADER: HOUR
LAST: $1.58 (+0.64%) • MKT CAP: $55.6M
valuation
22.0x
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
valuation
29.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HOUR VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HOUR | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 52.40% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 27.80% | 33.50% | -5.70 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 22.0x | 29.2x | -7.20 | HOUR | /valuation <GO> |
| Free Cash Flow Yield | 4.50% | 3.08% | +1.42 | HOUR | /fcf-yield <GO> |
| Operating Margin | 1.70% | 57.60% | -55.90 | MA | /operating-margins <GO> |
| Net Profit Margin | 1.20% | 45.60% | -44.40 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 3.00% | 16.40% | -13.40 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 8.68 | 11.17 | -2.49 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 39.8 | 68.8 | -28.99 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 30.3x | 31.2x | -0.90 | HOUR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $55.6M | $556.88B | -$556.82B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HOUR REV | MA REV | HOUR GROSS % | MA GROSS % | HOUR FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $142.4M | $32.79B | 52.4% | — | $2.5M | $17.16B |
| FY 2024 | $138.3M | $28.17B | 52.1% | — | $277.1K | $14.31B |
| FY 2023 | $132.1M | $25.10B | — | — | -$2.1M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HOUR // BETA —
MA // BETA 0.90