COMP <GO>

HOPE vs TCBK // FREE CASH FLOW YIELD

Hope Bancorp Inc. (NASDAQ) VS. TriCo Bancshares (NASDAQ) • 15-METRIC TALLY: HOPE 2 — TCBK 5

▲ FREE CASH FLOW YIELD LEADER: HOPE

LAST: $13.58 (-2.16%) • MKT CAP: $1.73B

fcf-yield

8.73%

LAST: $53.48 (+0.87%) • MKT CAP: $1.71B

fcf-yield

7.48%

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HOPE VS. TCBK) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	HOPE	TCBK	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	2.70%	9.20%	-6.50	TCBK	/roic <GO>
EV/EBITDA & P/E Valuation	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield ACTIVE	8.73%	7.48%	+1.25	HOPE	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	—	68.00%	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	—	4.10%	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	2.63%	-2.63	TCBK	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	4/9	6/9	-2.00	TCBK	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	48.2	55.1	-6.90	TCBK	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	26.0x	13.1x	+12.90	TCBK	/forward-pe <GO>
Enterprise Scale & Market Cap	$1.73B	$1.71B	$25.2M	HOPE	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	HOPE REV	TCBK REV	HOPE GROSS %	TCBK GROSS %	HOPE FCF	TCBK FCF
FY 2025	$0	$53.4M	—	—	$151.5M	$127.9M
FY 2024	$0	$51.3M	—	—	$106.9M	$105.2M
FY 2023	$0	$50.1M	—	—	$473.8M	$138.9M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

HOPE // BETA —

TCBK // BETA —