COMP <GO>
HNVR vs MNSB // PIOTROSKI F-SCORE QUALITY
Hanover Bancorp Inc. (NASDAQ) VS. MainStreet Bancshares Inc. (NASDAQ) • 15-METRIC TALLY: HNVR 3
— MNSB 4
▲ PIOTROSKI F-SCORE QUALITY LEADER: MNSB
LAST: $23.34 (-1.10%) • MKT CAP: $166.5M
piotroski-score
4/9
LAST: $21.30 (-0.88%) • MKT CAP: $153.0M
piotroski-score
5/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HNVR VS. MNSB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HNVR | MNSB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.70% | 7.10% | -3.40 | MNSB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.32% | 6.95% | +0.37 | HNVR | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 9.40% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.81% | 1.99% | -0.18 | MNSB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 4/9 | 5/9 | -1.00 | MNSB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 35.8 | 27.0 | +8.76 | HNVR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 20.6x | 9.1x | +11.50 | MNSB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $166.5M | $153.0M | $13.5M | HNVR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HNVR REV | MNSB REV | HNVR GROSS % | MNSB GROSS % | HNVR FCF | MNSB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $2.2M | — | — | $12.2M | $10.6M |
| FY 2024 | $0 | $2.0M | — | — | $4.1M | $13.8M |
| FY 2023 | $0 | $2.1M | — | — | $16.4M | $31.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HNVR // BETA —
MNSB // BETA —