COMP <GO>
HGTY vs MS // GROSS PROFIT MARGIN
Hagerty Inc. (Class A) (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: HGTY 6
— MS 3
■ METRIC PARITY
LAST: $15.58 (+0.78%) • MKT CAP: $5.60B
gross-margins
—
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HGTY VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HGTY | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 67.40% | 3.00% | +64.40 | HGTY | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 3.91% | -7.25% | +11.16 | HGTY | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 22.00% | 20.20% | +1.80 | HGTY | /net-margins <GO> |
| Revenue Growth (YoY) | 23.50% | 5.50% | +18.00 | HGTY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.21% | -2.21 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | HGTY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.6 | 51.0 | +11.60 | HGTY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 31.5x | 16.5x | +15.00 | MS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.60B | $298.41B | -$292.81B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HGTY REV | MS REV | HGTY GROSS % | MS GROSS % | HGTY FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $677.6M | $0 | — | — | $219.0M | -$17.89B |
| FY 2024 | $548.6M | $0 | — | — | $177.0M | $1.36B |
| FY 2023 | $464.3M | $0 | — | — | $133.7M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HGTY // BETA —
MS // BETA 1.04