COMP <GO>
HGTY vs BAC // FREE CASH FLOW YIELD
Hagerty Inc. (Class A) (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: HGTY 4
— BAC 4
▲ FREE CASH FLOW YIELD LEADER: HGTY
LAST: $15.46 (+0.13%) • MKT CAP: $5.60B
fcf-yield
3.91%
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
fcf-yield
2.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HGTY VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HGTY | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 67.40% | 2.50% | +64.90 | HGTY | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 3.91% | 2.10% | +1.81 | HGTY | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 22.00% | 27.00% | -5.00 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 23.50% | 6.80% | +16.70 | HGTY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.6 | 38.3 | +24.30 | HGTY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 31.5x | 10.9x | +20.60 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.60B | $357.61B | -$352.01B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HGTY REV | BAC REV | HGTY GROSS % | BAC GROSS % | HGTY FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $677.6M | $113.10B | — | — | $219.0M | $7.52B |
| FY 2024 | $548.6M | $105.86B | — | — | $177.0M | -$13.57B |
| FY 2023 | $464.3M | $102.77B | — | — | $133.7M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HGTY // BETA —
BAC // BETA 0.90