COMP <GO>
HFWA vs JPM // FREE CASH FLOW YIELD
Heritage Financial Corporation (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: HFWA 4
— JPM 3
▲ FREE CASH FLOW YIELD LEADER: HFWA
LAST: $28.91 (+0.80%) • MKT CAP: $1.18B
fcf-yield
7.24%
LAST: $343.58 (+1.26%) • MKT CAP: $913.30B
fcf-yield
-18.14%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HFWA VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HFWA | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.30% | 17.37% | -10.07 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 9.7x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 7.24% | -18.14% | +25.38 | HFWA | /fcf-yield <GO> |
| Operating Margin | — | 42.07% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 32.63% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 13.53% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.76% | 1.96% | +0.80 | HFWA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 2/9 | +3.00 | HFWA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.84% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.1 | 55.1 | +3.00 | HFWA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.00 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.3x | 13.3x | +3.03 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.18B | $913.30B | -$912.12B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HFWA REV | JPM REV | HFWA GROSS % | JPM GROSS % | HFWA FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $182.45B | — | — | $85.7M | -$147.78B |
| FY 2024 | $0 | $177.56B | — | — | $61.0M | -$42.01B |
| FY 2023 | $0 | $158.10B | — | — | $109.5M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HFWA // BETA —
JPM // BETA 1.00