COMP <GO>
HFWA vs BBT // EV/EBITDA & P/E VALUATION
Heritage Financial Corporation (NASDAQ) VS. Beacon Financial Corporation (NYSE) • 15-METRIC TALLY: HFWA 3
— BBT 4
■ METRIC PARITY
LAST: $28.91 (+0.80%) • MKT CAP: $1.18B
valuation
—
LAST: $30.66 (+0.92%) • MKT CAP: $2.57B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HFWA VS. BBT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HFWA | BBT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.30% | 3.60% | +3.70 | HFWA | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.24% | 8.26% | -1.02 | BBT | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 81.10% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.76% | 2.46% | +0.30 | HFWA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 6/9 | -1.00 | BBT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.2 | 65.9 | -12.74 | BBT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.3x | 23.9x | -7.60 | HFWA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.18B | $2.57B | -$1.39B | BBT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HFWA REV | BBT REV | HFWA GROSS % | BBT GROSS % | HFWA FCF | BBT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $29.9M | — | — | $85.7M | $212.2M |
| FY 2024 | $0 | $16.5M | — | — | $61.0M | $100.0M |
| FY 2023 | $0 | $16.2M | — | — | $109.5M | $116.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HFWA // BETA —
BBT // BETA —