COMP <GO>
HBT vs OSBC // FORWARD P/E MULTIPLE
HBT Financial Inc. (NASDAQ) VS. Old Second Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: HBT 5
— OSBC 2
▲ FORWARD P/E MULTIPLE LEADER: OSBC
LAST: $36.80 (+1.10%) • MKT CAP: $1.34B
forward-pe
16.2x
LAST: $24.63 (+0.90%) • MKT CAP: $1.25B
forward-pe
14.5x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HBT VS. OSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HBT | OSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.50% | 9.00% | +3.50 | HBT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.36% | 9.40% | -3.04 | OSBC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.99% | 0.98% | +1.01 | HBT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | HBT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.1 | 41.5 | +13.55 | HBT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 16.2x | 14.5x | +1.70 | OSBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.34B | $1.25B | $85.2M | HBT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HBT REV | OSBC REV | HBT GROSS % | OSBC GROSS % | HBT FCF | OSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $85.1M | $117.8M |
| FY 2024 | $0 | $0 | — | — | $89.4M | $120.7M |
| FY 2023 | $0 | $0 | — | — | $65.8M | $116.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HBT // BETA —
OSBC // BETA —