COMP <GO>
HBNC vs CCNE // REVENUE GROWTH (YOY)
Horizon Bancorp Inc. (NASDAQ) VS. CNB Financial Corporation (NASDAQ) • 15-METRIC TALLY: HBNC 4
— CCNE 2
■ METRIC PARITY
LAST: $20.99 (+1.45%) • MKT CAP: $1.08B
revenue-growth
—
LAST: $35.61 (+0.56%) • MKT CAP: $1.05B
revenue-growth
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HBNC VS. CCNE)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HBNC | CCNE | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -21.90% | 7.60% | -29.50 | CCNE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.89% | 5.56% | +1.33 | HBNC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.74% | 1.72% | +1.02 | HBNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 4/9 | -1.00 | CCNE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.9 | 63.5 | +0.39 | HBNC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 14.9x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.08B | $1.05B | $22.9M | HBNC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HBNC REV | CCNE REV | HBNC GROSS % | CCNE GROSS % | HBNC FCF | CCNE FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $74.3M | $58.7M |
| FY 2024 | $0 | $0 | — | — | $1.3M | $55.2M |
| FY 2023 | $0 | $0 | — | — | $88.9M | $47.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HBNC // BETA —
CCNE // BETA —