COMP <GO>
HBCP vs TCBX // ALTMAN Z-SCORE & DEBT/EQUITY
Home Bancorp Inc. (NASDAQ) VS. Third Coast Bancshares Inc. (NYSE) • 15-METRIC TALLY: HBCP 3
— TCBX 4
■ METRIC PARITY
LAST: $61.37 (-0.11%) • MKT CAP: $483.0M
balance-sheet
—
LAST: $40.41 (+0.35%) • MKT CAP: $673.0M
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HBCP VS. TCBX)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HBCP | TCBX | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.60% | 12.50% | -1.90 | TCBX | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.18% | 7.55% | +1.63 | HBCP | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.86% | 0.00% | +1.86 | HBCP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | HBCP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 30.7 | 35.0 | -4.30 | TCBX | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.8x | 9.5x | +0.30 | TCBX | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $483.0M | $673.0M | -$190.0M | TCBX | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HBCP REV | TCBX REV | HBCP GROSS % | TCBX GROSS % | HBCP FCF | TCBX FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $44.3M | $50.8M |
| FY 2024 | $0 | $0 | — | — | $44.7M | $33.4M |
| FY 2023 | $0 | $0 | — | — | $41.4M | $39.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HBCP // BETA —
TCBX // BETA —