COMP <GO>
HAFC vs CPF // 10Y YIELD & FRED MACRO BETA
Hanmi Financial Corporation (NASDAQ) VS. Central Pacific Financial Corp (NYSE) • 15-METRIC TALLY: HAFC 3
— CPF 6
■ METRIC PARITY
LAST: $33.13 (+1.32%) • MKT CAP: $982.3M
macro-sensitivity
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LAST: $38.69 (+2.11%) • MKT CAP: $984.4M
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HAFC VS. CPF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HAFC | CPF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.50% | 13.10% | -5.60 | CPF | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.9x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 20.97% | 9.38% | +11.59 | HAFC | /fcf-yield <GO> |
| Operating Margin | 28.20% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 28.20% | 68.00% | -39.80 | CPF | /net-margins <GO> |
| Revenue Growth (YoY) | 15.30% | 33.80% | -18.50 | CPF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.32% | 2.98% | +0.34 | HAFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 6/9 | +1.00 | HAFC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.3 | 59.6 | -0.30 | CPF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.8x | 10.7x | +0.10 | CPF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $982.3M | $984.4M | -$2.1M | CPF | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HAFC REV | CPF REV | HAFC GROSS % | CPF GROSS % | HAFC FCF | CPF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $270.2M | $51.8M | — | — | $206.0M | $92.3M |
| FY 2024 | $234.4M | $38.7M | — | — | $52.6M | $75.4M |
| FY 2023 | $255.4M | $46.7M | — | — | $109.3M | $105.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HAFC // BETA —
CPF // BETA —