COMP <GO>
HAFC vs BAC // GROSS PROFIT MARGIN
Hanmi Financial Corporation (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: HAFC 8
— BAC 2
■ METRIC PARITY
LAST: $33.13 (+1.32%) • MKT CAP: $982.3M
gross-margins
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HAFC VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HAFC | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.50% | 2.50% | +5.00 | HAFC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.9x | 30.2x | -17.30 | HAFC | /valuation <GO> |
| Free Cash Flow Yield | 20.97% | 2.10% | +18.87 | HAFC | /fcf-yield <GO> |
| Operating Margin | 28.20% | 32.90% | -4.70 | BAC | /operating-margins <GO> |
| Net Profit Margin | 28.20% | 27.00% | +1.20 | HAFC | /net-margins <GO> |
| Revenue Growth (YoY) | 15.30% | 6.80% | +8.50 | HAFC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.32% | 0.00% | +3.32 | HAFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.3 | 38.3 | +20.99 | HAFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.8x | 10.9x | -0.10 | HAFC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $982.3M | $357.61B | -$356.63B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HAFC REV | BAC REV | HAFC GROSS % | BAC GROSS % | HAFC FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $270.2M | $113.10B | — | — | $206.0M | $7.52B |
| FY 2024 | $234.4M | $105.86B | — | — | $52.6M | -$13.57B |
| FY 2023 | $255.4M | $102.77B | — | — | $109.3M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HAFC // BETA —
BAC // BETA 0.90