COMP <GO>
GAP vs MA // ALTMAN Z-SCORE & DEBT/EQUITY
Gap Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: GAP 5
— MA 8
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: MA
LAST: $22.89 (+4.05%) • MKT CAP: $8.04B
balance-sheet
2.94
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
balance-sheet
11.17
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GAP VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | GAP | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 40.80% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 32.90% | 33.50% | -0.60 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 4.6x | 29.2x | -24.60 | GAP | /valuation <GO> |
| Free Cash Flow Yield | 10.24% | 3.08% | +7.16 | GAP | /fcf-yield <GO> |
| Operating Margin | 7.30% | 57.60% | -50.30 | MA | /operating-margins <GO> |
| Net Profit Margin | 5.30% | 45.60% | -40.30 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 1.90% | 16.40% | -14.50 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.07% | 0.49% | +2.58 | GAP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 2.94 | 11.17 | -8.23 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.1 | 68.8 | -15.70 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.08 | 0.90 | +0.18 | GAP | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.2x | 31.2x | -22.00 | GAP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.04B | $556.88B | -$548.84B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | GAP REV | MA REV | GAP GROSS % | MA GROSS % | GAP FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $15.37B | $32.79B | 40.8% | — | $823.0M | $17.16B |
| FY 2024 | $15.09B | $28.17B | 41.3% | — | $1.04B | $14.31B |
| FY 2023 | $14.89B | $25.10B | — | — | $862.0M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
GAP // BETA 1.08
MA // BETA 0.90