COMP <GO>
GABC vs TBBK // ALTMAN Z-SCORE & DEBT/EQUITY
German American Bancorp Inc. (NASDAQ) VS. The Bancorp Inc (NASDAQ) • 15-METRIC TALLY: GABC 4
— TBBK 3
■ METRIC PARITY
LAST: $49.60 (-1.25%) • MKT CAP: $1.89B
balance-sheet
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LAST: $46.65 (+1.04%) • MKT CAP: $1.88B
balance-sheet
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GABC VS. TBBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | GABC | TBBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.70% | 33.10% | -23.40 | TBBK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.29% | 12.52% | -4.23 | TBBK | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 23.10% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 37.80% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.33% | 0.00% | +2.33 | GABC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | GABC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.9 | 37.7 | +17.20 | GABC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.9x | 8.4x | +5.50 | TBBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.89B | $1.88B | $4.5M | GABC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | GABC REV | TBBK REV | GABC GROSS % | TBBK GROSS % | GABC FCF | TBBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $487.4M | $3.93B | — | — | $154.0M | $257.9M |
| FY 2024 | $353.7M | $3.67B | — | — | $90.7M | $204.9M |
| FY 2023 | $316.9M | $865.4M | — | — | $107.2M | $186.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
GABC // BETA —
TBBK // BETA —