COMP <GO>
GABC vs DCOM // OPERATING MARGIN
German American Bancorp Inc. (NASDAQ) VS. Dime Commercial Bancshares Inc. (NYSE) • 15-METRIC TALLY: GABC 4
— DCOM 4
■ METRIC PARITY
LAST: $49.41 (+0.94%) • MKT CAP: $1.86B
operating-margins
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LAST: $42.34 (+1.15%) • MKT CAP: $1.87B
operating-margins
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GABC VS. DCOM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | GABC | DCOM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.70% | 7.50% | +2.20 | GABC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.29% | 9.98% | -1.69 | DCOM | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 23.10% | 68.00% | -44.90 | DCOM | /net-margins <GO> |
| Revenue Growth (YoY) | 37.80% | 19.00% | +18.80 | GABC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.33% | 2.30% | +0.03 | GABC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 6/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.8 | 58.4 | -12.61 | DCOM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.9x | 14.2x | -0.30 | GABC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.86B | $1.87B | -$12.8M | DCOM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | GABC REV | DCOM REV | GABC GROSS % | DCOM GROSS % | GABC FCF | DCOM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $487.4M | $19.9M | — | — | $154.0M | $186.6M |
| FY 2024 | $353.7M | $16.7M | — | — | $90.7M | $99.1M |
| FY 2023 | $316.9M | $16.4M | — | — | $107.2M | $90.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
GABC // BETA —
DCOM // BETA —