COMP <GO>
FUSB vs OPHC // EV/EBITDA & P/E VALUATION
First US Bancshares Inc. (NASDAQ) VS. OptimumBank Holdings Inc. (NYSE) • 15-METRIC TALLY: FUSB 1
— OPHC 6
■ METRIC PARITY
LAST: $16.50 (-0.66%) • MKT CAP: $90.8M
valuation
—
LAST: $9.15 (+0.33%) • MKT CAP: $115.5M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FUSB VS. OPHC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FUSB | OPHC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.70% | 13.70% | -8.00 | OPHC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.94% | 14.72% | -4.78 | OPHC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.76% | 0.00% | +1.76 | FUSB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | OPHC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.5 | 55.0 | -4.50 | OPHC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.2x | 6.4x | +7.80 | OPHC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $90.8M | $115.5M | -$24.7M | OPHC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FUSB REV | OPHC REV | FUSB GROSS % | OPHC GROSS % | FUSB FCF | OPHC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $485.0M | $466.9M | — | — | $9.1M | $16.9M |
| FY 2024 | $462.5M | $391.8M | — | — | $5.7M | $14.6M |
| FY 2023 | $0 | $0 | — | — | $13.1M | $6.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FUSB // BETA —
OPHC // BETA —