COMP <GO>
FULT vs UCB // REVENUE GROWTH (YOY)
Fulton Financial Corporation (NASDAQ) VS. United Community Banks Inc. (NYSE) • 15-METRIC TALLY: FULT 4
— UCB 3
■ METRIC PARITY
LAST: $23.47 (-0.89%) • MKT CAP: $4.52B
revenue-growth
—
LAST: $36.73 (-1.29%) • MKT CAP: $4.49B
revenue-growth
11.70%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FULT VS. UCB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FULT | UCB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.20% | 9.00% | +2.20 | FULT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.74% | 7.94% | -1.20 | UCB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 30.90% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | — | 11.70% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.12% | 2.64% | +0.48 | FULT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 6/9 | -2.00 | UCB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.1 | 62.4 | -2.32 | UCB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.7x | 12.7x | -2.00 | FULT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.52B | $4.49B | $34.2M | FULT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FULT REV | UCB REV | FULT GROSS % | UCB GROSS % | FULT FCF | UCB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $1.06B | — | — | $304.5M | $356.5M |
| FY 2024 | $0 | $952.1M | — | — | $416.6M | $302.7M |
| FY 2023 | $0 | $893.2M | — | — | $363.0M | $294.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FULT // BETA —
UCB // BETA —