COMP <GO>
FSBC vs MCB // PIOTROSKI F-SCORE QUALITY
Five Star Bancorp (NASDAQ) VS. Metropolitan Bank Holding Corp. (NYSE) • 15-METRIC TALLY: FSBC 2
— MCB 4
■ METRIC PARITY
LAST: $45.76 (-0.17%) • MKT CAP: $1.12B
piotroski-score
5/9
LAST: $96.43 (-0.20%) • MKT CAP: $1.20B
piotroski-score
5/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FSBC VS. MCB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FSBC | MCB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.80% | 9.60% | +4.20 | FSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.36% | 7.42% | -1.06 | MCB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.52% | 0.26% | +1.26 | FSBC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.0 | 64.8 | -7.80 | MCB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.9x | 15.6x | +1.30 | MCB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.12B | $1.20B | -$72.7M | MCB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FSBC REV | MCB REV | FSBC GROSS % | MCB GROSS % | FSBC FCF | MCB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $71.4M | $88.7M |
| FY 2024 | $0 | $0 | — | — | $51.2M | $148.5M |
| FY 2023 | $0 | $0 | — | — | $38.9M | $42.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FSBC // BETA —
MCB // BETA —