COMP <GO>
FRME vs FBNC // DIVIDEND YIELD & FCF PAYOUT SAFETY
First Merchants Corporation (NASDAQ) VS. First Bancorp (NASDAQ) • 15-METRIC TALLY: FRME 4
— FBNC 2
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: FRME
LAST: $41.09 (+1.06%) • MKT CAP: $2.58B
dividend-safety
3.21%
LAST: $64.23 (+1.37%) • MKT CAP: $2.66B
dividend-safety
1.40%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FRME VS. FBNC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FRME | FBNC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.20% | 6.70% | +2.50 | FRME | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.99% | 7.48% | +3.51 | FRME | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | -3.60% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 3.21% | 1.40% | +1.81 | FRME | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.0 | 57.3 | -0.30 | FBNC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.6x | 22.2x | -11.60 | FRME | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.58B | $2.66B | -$78.6M | FBNC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FRME REV | FBNC REV | FRME GROSS % | FBNC GROSS % | FRME FCF | FBNC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $67.6M | — | — | $283.6M | $198.9M |
| FY 2024 | $0 | $70.1M | — | — | $266.2M | $172.1M |
| FY 2023 | $0 | $32.8M | — | — | $258.8M | $131.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FRME // BETA —
FBNC // BETA —