COMP <GO>
FOUR vs MA // EV/EBITDA & P/E VALUATION
Shift4 Payments Inc. (Class A) (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: FOUR 4
— MA 8
▲ EV/EBITDA & P/E VALUATION LEADER: FOUR
LAST: $39.25 (+2.96%) • MKT CAP: $3.10B
valuation
18.6x
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
valuation
29.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FOUR VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FOUR | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.50% | 33.50% | -28.00 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 18.6x | 29.2x | -10.60 | FOUR | /valuation <GO> |
| Free Cash Flow Yield | 20.13% | 3.08% | +17.05 | FOUR | /fcf-yield <GO> |
| Operating Margin | 8.40% | 57.60% | -49.20 | MA | /operating-margins <GO> |
| Net Profit Margin | 3.50% | 45.60% | -42.10 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 25.50% | 16.40% | +9.10 | FOUR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.93 | 11.17 | -10.24 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.8 | 68.8 | -15.97 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 17.7x | 31.2x | -13.50 | FOUR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.10B | $556.88B | -$553.78B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FOUR REV | MA REV | FOUR GROSS % | MA GROSS % | FOUR FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.18B | $32.79B | — | — | $624.0M | $17.16B |
| FY 2024 | $3.33B | $28.17B | — | — | $493.0M | $14.31B |
| FY 2023 | $2.56B | $25.10B | — | — | $346.0M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FOUR // BETA —
MA // BETA 0.90