COMP <GO>
FNWD vs MS // RETURN ON INVESTED CAPITAL (ROIC)
Finward Bancorp (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: FNWD 3
— MS 4
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: FNWD
LAST: $43.31 (-1.34%) • MKT CAP: $190.2M
roic
4.60%
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
roic
3.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FNWD VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FNWD | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 4.60% | 3.00% | +1.60 | FNWD | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.76% | -7.25% | +12.01 | FNWD | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 20.20% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 5.50% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.82% | 2.21% | -1.39 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | MS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.7 | 51.0 | +9.70 | FNWD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 21.9x | 16.5x | +5.40 | MS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $190.2M | $298.41B | -$298.22B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FNWD REV | MS REV | FNWD GROSS % | MS GROSS % | FNWD FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $9.0M | -$17.89B |
| FY 2024 | $0 | $0 | — | — | $6.7M | $1.36B |
| FY 2023 | $0 | $0 | — | — | $24.2M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FNWD // BETA —
MS // BETA 1.04