COMP <GO>
FNWD vs FGBI // 10Y YIELD & FRED MACRO BETA
Finward Bancorp (NASDAQ) VS. First Guaranty Bancshares Inc. (NASDAQ) • 15-METRIC TALLY: FNWD 5
— FGBI 1
■ METRIC PARITY
LAST: $43.90 (+0.48%) • MKT CAP: $190.2M
macro-sensitivity
—
LAST: $9.77 (+4.49%) • MKT CAP: $161.6M
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FNWD VS. FGBI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FNWD | FGBI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.60% | -16.10% | +20.70 | FNWD | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.76% | -6.17% | +10.93 | FNWD | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.82% | 0.35% | +0.47 | FNWD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 1/9 | +3.00 | FNWD | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.7 | 68.1 | -7.40 | FGBI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 21.9x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $190.2M | $161.6M | $28.6M | FNWD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FNWD REV | FGBI REV | FNWD GROSS % | FGBI GROSS % | FNWD FCF | FGBI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $9.0M | -$10.0M |
| FY 2024 | $0 | $0 | — | — | $6.7M | $30.7M |
| FY 2023 | $0 | $0 | — | — | $24.2M | $21.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FNWD // BETA —
FGBI // BETA —