COMP <GO>
FNWD vs CZWI // RSI-14 & 200D SMA MOMENTUM
Finward Bancorp (NASDAQ) VS. Citizens Community Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: FNWD 1
— CZWI 5
▲ RSI-14 & 200D SMA MOMENTUM LEADER: CZWI
LAST: $43.31 (-1.34%) • MKT CAP: $190.2M
rsi-technicals
60.7
LAST: $23.43 (-1.01%) • MKT CAP: $228.4M
rsi-technicals
73.4
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FNWD VS. CZWI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FNWD | CZWI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.60% | 7.70% | -3.10 | CZWI | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.76% | 4.55% | +0.21 | FNWD | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.82% | 1.58% | -0.76 | CZWI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 4/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 60.7 | 73.4 | -12.70 | CZWI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 21.9x | 14.7x | +7.20 | CZWI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $190.2M | $228.4M | -$38.2M | CZWI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FNWD REV | CZWI REV | FNWD GROSS % | CZWI GROSS % | FNWD FCF | CZWI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $9.0M | $10.4M |
| FY 2024 | $0 | $0 | — | — | $6.7M | $19.5M |
| FY 2023 | $0 | $0 | — | — | $24.2M | $13.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FNWD // BETA —
CZWI // BETA —