COMP <GO>

FNWB vs TCBS // 10Y YIELD & FRED MACRO BETA

First Northwest Bancorp (NASDAQ) VS. Texas Community Bancshares Inc. (NASDAQ) • 15-METRIC TALLY: FNWB 3 — TCBS 3

■ METRIC PARITY

LAST: $10.31 (-0.10%) • MKT CAP: $98.1M

macro-sensitivity

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LAST: $17.28 (+1.05%) • MKT CAP: $49.6M

macro-sensitivity

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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FNWB VS. TCBS) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	FNWB	TCBS	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	-2.70%	5.30%	-8.00	TCBS	/roic <GO>
EV/EBITDA & P/E Valuation	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	-2.81%	1.96%	-4.77	TCBS	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	—	—	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	—	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	1.34%	1.19%	+0.15	FNWB	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	2/9	4/9	-2.00	TCBS	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	61.0	57.0	+4.02	FNWB	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta ACTIVE	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	—	16.3x	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$98.1M	$49.6M	$48.4M	FNWB	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	FNWB REV	TCBS REV	FNWB GROSS %	TCBS GROSS %	FNWB FCF	TCBS FCF
FY 2025	$0	$0	—	—	-$2.8M	$973.0K
FY 2024	$0	$0	—	—	$16.9M	$740.0K
FY 2023	$0	$0	—	—	$17.9M	$2.3M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

FNWB // BETA —

TCBS // BETA —