COMP <GO>
FNLC vs CBAN // RETURN ON INVESTED CAPITAL (ROIC)
First Bancorp Inc (ME) (NASDAQ) VS. Colony Bankcorp Inc. (NYSE) • 15-METRIC TALLY: FNLC 6
— CBAN 1
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: FNLC
LAST: $36.56 (+0.77%) • MKT CAP: $412.5M
roic
12.10%
LAST: $20.42 (+0.30%) • MKT CAP: $433.3M
roic
1.80%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FNLC VS. CBAN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FNLC | CBAN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 12.10% | 1.80% | +10.30 | FNLC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.39% | -1.59% | +9.98 | FNLC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.96% | 1.85% | +2.11 | FNLC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 1/9 | +4.00 | FNLC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.7 | 52.0 | +13.70 | FNLC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.2x | 60.9x | -49.70 | FNLC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $412.5M | $433.3M | -$20.8M | CBAN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FNLC REV | CBAN REV | FNLC GROSS % | CBAN GROSS % | FNLC FCF | CBAN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $34.6M | -$6.9M |
| FY 2024 | $0 | $0 | — | — | $24.6M | $22.3M |
| FY 2023 | $0 | $0 | — | — | $36.9M | $21.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FNLC // BETA —
CBAN // BETA —