COMP <GO>
FMAO vs WSBF // ENTERPRISE SCALE & MARKET CAP
Farmers & Merchants Bancorp Inc. (NASDAQ) VS. Waterstone Financial Inc. (MD) (NASDAQ) • 15-METRIC TALLY: FMAO 5
— WSBF 2
▲ ENTERPRISE SCALE & MARKET CAP LEADER: FMAO
LAST: $37.11 (+1.48%) • MKT CAP: $510.7M
market-cap
$510.7M
LAST: $19.83 (+0.30%) • MKT CAP: $356.5M
market-cap
$356.5M
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FMAO VS. WSBF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FMAO | WSBF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.00% | 7.60% | +1.40 | FMAO | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.85% | 6.46% | +0.39 | FMAO | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.37% | 3.02% | -0.65 | WSBF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | FMAO | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.8 | 47.4 | +15.40 | FMAO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.2x | 12.6x | +1.60 | WSBF | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $510.7M | $356.5M | $154.2M | FMAO | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FMAO REV | WSBF REV | FMAO GROSS % | WSBF GROSS % | FMAO FCF | WSBF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $35.0M | $23.0M |
| FY 2024 | $0 | $0 | — | — | $30.6M | $47.0M |
| FY 2023 | $0 | $0 | — | — | $22.1M | -$27.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FMAO // BETA —
WSBF // BETA —