COMP <GO>
FLYW vs PAYO // FORWARD P/E MULTIPLE
Flywire Corporation Voting (NASDAQ) VS. Payoneer Global Inc. (NASDAQ) • 15-METRIC TALLY: FLYW 4
— PAYO 5
■ METRIC PARITY
LAST: $19.29 (+1.90%) • MKT CAP: $2.35B
forward-pe
—
LAST: $7.12 (0.00%) • MKT CAP: $2.41B
forward-pe
27.7x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FLYW VS. PAYO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FLYW | PAYO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.80% | 34.10% | -32.30 | PAYO | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 13.5x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.21% | 8.56% | -4.35 | PAYO | /fcf-yield <GO> |
| Operating Margin | 1.80% | 15.30% | -13.50 | PAYO | /operating-margins <GO> |
| Net Profit Margin | 2.20% | 9.00% | -6.80 | PAYO | /net-margins <GO> |
| Revenue Growth (YoY) | 26.60% | 14.50% | +12.10 | FLYW | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 3.91 | 0.34 | +3.57 | FLYW | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 6/9 | +1.00 | FLYW | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.2 | 53.6 | +9.53 | FLYW | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | — | 27.7x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.35B | $2.41B | -$65.6M | PAYO | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FLYW REV | PAYO REV | FLYW GROSS % | PAYO GROSS % | FLYW FCF | PAYO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $623.0M | $813.4M | — | — | $98.8M | $206.6M |
| FY 2024 | $492.1M | $710.3M | — | — | $97.7M | $168.7M |
| FY 2023 | $403.1M | $590.8M | — | — | $76.3M | $159.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FLYW // BETA —
PAYO // BETA —