COMP <GO>
FLG vs MS // NET PROFIT MARGIN
Flagstar Bank N.A. (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: FLG 2
— MS 9
▲ NET PROFIT MARGIN LEADER: MS
LAST: $10.47 (+3.05%) • MKT CAP: $4.35B
net-margins
-14.50%
LAST: $190.00 (-0.07%) • MKT CAP: $298.41B
net-margins
20.20%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FLG VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FLG | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -0.60% | 3.00% | -3.60 | MS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -5.42% | -7.25% | +1.83 | FLG | /fcf-yield <GO> |
| Operating Margin | -17.70% | 24.60% | -42.30 | MS | /operating-margins <GO> |
| Net Profit Margin ACTIVE | -14.50% | 20.20% | -34.70 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 2.20% | 5.50% | -3.30 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.35% | 2.21% | -1.86 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 5/9 | -2.00 | MS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 33.4 | 51.0 | -17.60 | MS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.11 | 1.04 | +0.07 | FLG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.0x | 16.5x | +1.50 | MS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.35B | $298.41B | -$294.06B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FLG REV | MS REV | FLG GROSS % | MS GROSS % | FLG FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | -$181.0M | -$17.89B |
| FY 2024 | $0 | $0 | — | — | $86.0M | $1.36B |
| FY 2023 | $0 | $0 | — | — | $263.0M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FLG // BETA 1.11
MS // BETA 1.04