COMP <GO>
FISV vs MA // RETURN ON INVESTED CAPITAL (ROIC)
Fiserv Inc. (NASDAQ) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: FISV 4
— MA 8
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: MA
LAST: $48.48 (+1.30%) • MKT CAP: $25.78B
roic
9.60%
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
roic
33.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FISV VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FISV | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 9.60% | 33.50% | -23.90 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.5x | 29.2x | -22.70 | FISV | /valuation <GO> |
| Free Cash Flow Yield | 16.68% | 3.08% | +13.60 | FISV | /fcf-yield <GO> |
| Operating Margin | 27.50% | 57.60% | -30.10 | MA | /operating-margins <GO> |
| Net Profit Margin | 16.40% | 45.60% | -29.20 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 3.60% | 16.40% | -12.80 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.27 | 11.17 | -9.90 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.9 | 68.8 | -16.90 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 0.90 | +0.26 | FISV | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.9x | 31.2x | -24.30 | FISV | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $25.78B | $556.88B | -$531.10B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FISV REV | MA REV | FISV GROSS % | MA GROSS % | FISV FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $21.19B | $32.79B | — | — | $4.30B | $17.16B |
| FY 2024 | $20.46B | $28.17B | — | — | $5.06B | $14.31B |
| FY 2023 | $19.09B | $25.10B | — | — | $4.30B | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FISV // BETA 1.16
MA // BETA 0.90