COMP <GO>
FINW vs HNVR // REVENUE GROWTH (YOY)
FinWise Bancorp (NASDAQ) VS. Hanover Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: FINW 4
— HNVR 3
■ METRIC PARITY
LAST: $13.19 (-1.05%) • MKT CAP: $185.1M
revenue-growth
—
LAST: $23.34 (-1.10%) • MKT CAP: $166.5M
revenue-growth
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FINW VS. HNVR)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FINW | HNVR | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.30% | 3.70% | +4.60 | FINW | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -15.48% | 7.32% | -22.80 | HNVR | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.81% | -1.81 | HNVR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 2/9 | 4/9 | -2.00 | HNVR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 72.6 | 35.8 | +36.81 | FINW | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.7x | 20.6x | -9.90 | FINW | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $185.1M | $166.5M | $18.5M | FINW | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FINW REV | HNVR REV | FINW GROSS % | HNVR GROSS % | FINW FCF | HNVR FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | -$28.6M | $12.2M |
| FY 2024 | $0 | $0 | — | — | -$16.1M | $4.1M |
| FY 2023 | $0 | $0 | — | — | $12.3M | $16.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FINW // BETA —
HNVR // BETA —