COMP <GO>
FINV vs GDOT // OPERATING MARGIN
FinVolution Group (NYSE) VS. Green Dot Corporation $0.001 par value (Class A) (NYSE) • 15-METRIC TALLY: FINV 3
— GDOT 4
■ METRIC PARITY
LAST: $2.85 (+0.71%) • MKT CAP: $672.9M
operating-margins
—
LAST: $12.39 (+1.06%) • MKT CAP: $706.0M
operating-margins
0.70%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FINV VS. GDOT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FINV | GDOT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 15.40% | 30.60% | -15.20 | GDOT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 4.7x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 9.35% | — | TIE | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | 0.70% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 18.70% | -5.00% | +23.70 | FINV | /net-margins <GO> |
| Revenue Growth (YoY) | 8.40% | 19.80% | -11.40 | GDOT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 10.84% | 0.00% | +10.84 | FINV | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | FINV | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 37.0 | 45.0 | -7.93 | GDOT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $672.9M | $706.0M | -$33.2M | GDOT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FINV REV | GDOT REV | FINV GROSS % | GDOT GROSS % | FINV FCF | GDOT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.94B | $1.99B | — | — | $255.0M | $66.0M |
| FY 2024 | $1.79B | $1.66B | — | — | $392.6M | $7.1M |
| FY 2023 | $0 | $1.46B | — | — | $199.1M | $97.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FINV // BETA —
GDOT // BETA —