COMP <GO>
FICO vs RBA // REVENUE GROWTH (YOY)
Fair Isaac Corporation (NYSE) VS. RB Global Inc. (NYSE) • 15-METRIC TALLY: FICO 7
— RBA 5
▲ REVENUE GROWTH (YOY) LEADER: FICO
LAST: $709.18 (+1.58%) • MKT CAP: $15.32B
revenue-growth
15.90%
LAST: $88.30 (+4.61%) • MKT CAP: $16.03B
revenue-growth
7.20%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FICO VS. RBA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FICO | RBA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 82.20% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 59.60% | 7.70% | +51.90 | FICO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 19.3x | 19.0x | +0.30 | RBA | /valuation <GO> |
| Free Cash Flow Yield | 5.03% | 4.49% | +0.54 | FICO | /fcf-yield <GO> |
| Operating Margin | 46.50% | 15.50% | +31.00 | FICO | /operating-margins <GO> |
| Net Profit Margin | 32.70% | 9.30% | +23.40 | FICO | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 15.90% | 7.20% | +8.70 | FICO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 8.75 | 2.32 | +6.43 | FICO | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | RBA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 40.4 | 58.9 | -18.50 | RBA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.05 | 1.15 | -0.10 | RBA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 19.7x | 34.8x | -15.10 | FICO | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $15.32B | $16.03B | -$713.1M | RBA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FICO REV | RBA REV | FICO GROSS % | RBA GROSS % | FICO FCF | RBA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.99B | $4.59B | 82.2% | — | $769.9M | $719.2M |
| FY 2024 | $1.72B | $4.28B | 79.7% | — | $624.1M | $764.6M |
| FY 2023 | $1.51B | $3.68B | — | — | $400.8M | $378.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FICO // BETA 1.05
RBA // BETA 1.15