COMP <GO>
FHN vs V // ALTMAN Z-SCORE & DEBT/EQUITY
First Horizon Corporation (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: FHN 4
— V 8
■ METRIC PARITY
LAST: $23.64 (+1.59%) • MKT CAP: $11.20B
balance-sheet
—
LAST: $425.51 (+2.88%) • MKT CAP: $760.28B
balance-sheet
9.09
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FHN VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FHN | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 32.30% | -29.20 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 26.5x | 28.9x | -2.40 | FHN | /valuation <GO> |
| Free Cash Flow Yield | 5.31% | 2.90% | +2.41 | FHN | /fcf-yield <GO> |
| Operating Margin | 35.00% | 60.00% | -25.00 | V | /operating-margins <GO> |
| Net Profit Margin | 28.70% | 50.10% | -21.40 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 11.30% | -4.10 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.80% | 0.63% | +2.17 | FHN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 9/9 | -2.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.7 | 74.2 | -20.50 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.00 | 1.06 | -0.06 | V | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.6x | 34.0x | -23.40 | FHN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.20B | $760.28B | -$749.08B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FHN REV | V REV | FHN GROSS % | V GROSS % | FHN FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.42B | $40.00B | — | — | $595.0M | $21.26B |
| FY 2024 | $3.19B | $35.93B | — | — | $1.22B | $18.33B |
| FY 2023 | $3.47B | $32.65B | — | — | $1.14B | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FHN // BETA 1.00
V // BETA 1.06