COMP <GO>
FHN vs ALLY // FREE CASH FLOW YIELD
First Horizon Corporation (NYSE) VS. Ally Financial Inc. (NYSE) • 15-METRIC TALLY: FHN 4
— ALLY 8
▲ FREE CASH FLOW YIELD LEADER: ALLY
LAST: $23.64 (+1.59%) • MKT CAP: $11.02B
fcf-yield
5.31%
LAST: $38.61 (+1.15%) • MKT CAP: $11.61B
fcf-yield
22.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FHN VS. ALLY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FHN | ALLY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 4.10% | -1.00 | ALLY | /roic <GO> |
| EV/EBITDA & P/E Valuation | 26.5x | 15.1x | +11.40 | ALLY | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 5.31% | 22.00% | -16.69 | ALLY | /fcf-yield <GO> |
| Operating Margin | 35.00% | 75.00% | -40.00 | ALLY | /operating-margins <GO> |
| Net Profit Margin | 28.70% | 68.00% | -39.30 | ALLY | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 3.80% | +3.40 | FHN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.80% | 3.14% | -0.34 | ALLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | ALLY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.6 | 45.4 | +2.20 | FHN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.00 | 0.88 | +0.12 | FHN | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.6x | 13.2x | -2.60 | FHN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.02B | $11.61B | -$586.5M | ALLY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FHN REV | ALLY REV | FHN GROSS % | ALLY GROSS % | FHN FCF | ALLY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.42B | $1.24B | — | — | $595.0M | $3.67B |
| FY 2024 | $3.19B | $1.20B | — | — | $1.22B | $4.47B |
| FY 2023 | $3.47B | $968.0M | — | — | $1.14B | $4.51B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FHN // BETA 1.00
ALLY // BETA 0.88