COMP <GO>
FHB vs MCHB // ENTERPRISE SCALE & MARKET CAP
First Hawaiian Inc. (NASDAQ) VS. Mechanics Bancorp (Class A) (NASDAQ) • 15-METRIC TALLY: FHB 6
— MCHB 3
▲ ENTERPRISE SCALE & MARKET CAP LEADER: MCHB
LAST: $25.63 (+0.87%) • MKT CAP: $3.12B
market-cap
$3.12B
LAST: $14.67 (-1.81%) • MKT CAP: $3.23B
market-cap
$3.23B
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FHB VS. MCHB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FHB | MCHB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.00% | 9.30% | -6.30 | MCHB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 24.7x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.47% | 5.79% | +3.68 | FHB | /fcf-yield <GO> |
| Operating Margin | 38.30% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 31.40% | 68.00% | -36.60 | MCHB | /net-margins <GO> |
| Revenue Growth (YoY) | 8.90% | 3.30% | +5.60 | FHB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.20% | 1.50% | +2.70 | FHB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 4/9 | +4.00 | FHB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.5 | 44.6 | +9.90 | FHB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.12 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.5x | 11.3x | -0.80 | FHB | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $3.12B | $3.23B | -$113.3M | MCHB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FHB REV | MCHB REV | FHB GROSS % | MCHB GROSS % | FHB FCF | MCHB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $880.8M | $49.7M | — | — | $295.4M | $187.1M |
| FY 2024 | $808.5M | $48.1M | — | — | $281.1M | $285.9M |
| FY 2023 | $836.9M | $0 | — | — | $217.4M | $8.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FHB // BETA 1.12
MCHB // BETA —